Episode 10 — Building the Portfolio: The Recipe
Everything comes together — a real, simple, diversified, low-cost, automated portfolio built for your child’s future.
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Every series in one place. Follow the path or jump straight to what you need.
Series: Baby to Graduation
The complete roadmap — from Day Zero through early adulthood. Build the engine, run it, hand it over.
Episode 11 — The Tax Layer
Every return exists in a tax environment — and the rules vary by country. Here is the framework for thinking about it.
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Episode 12 — The Platform
The regulatory frameworks, the fee traps, and the five-step decision process for choosing the right platform.
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Episode 13 — The Handover
The finish line. How to prepare your child to receive what you have built — and why this moment is the most powerful financial education you will ever give them.
Listen EpisodeSeries: The Foundation Years
For the young earner ready to build. Income, no dependants, time on your side — and a clear path forward.
S2 Episode 3 — The Emergency Fund
The buffer that sits between your salary and the rest of your life — and protects you when things go wrong.
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S2 Episode 4 — The Enemy in Your Wallet
Credit cards, buy now pay later, personal loans. What they actually cost in real numbers — and the five rules for using them without letting them use you.
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S2 Episode 5 — Good Debt, Bad Debt
Not all debt is the enemy. The one question that separates debt that builds you from debt that drains you — and the order that decides everything.
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S2 Episode 6 — Building the Engine
The foundation is holding. Now the engine — three horizons, why your income is an asset that isn’t diversified, and what the long money actually goes into.
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Standalone episodes on topics every parent investor needs to know.
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Bonus Episode 1 — Investment Scams: The Red Flags
The patterns every investor must recognise before they cost you everything.
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Bonus Episode 2 — The Mortgage, Part 1: Choosing the Bank
The rate you were quoted is not what you pay. What the reference rate and the spread actually are, why only one of them is negotiable, and the insurances and commissions that never appear in the headline.
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Bonus Episode 3 — The Mortgage, Part 2: Choosing the Rate
Fixed, variable or mixed. What actually happened to one ordinary mortgage payment in two years — and the question that decides the choice, which is not where rates are going.
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