Baby to Graduation

The complete roadmap — from Day Zero through early adulthood. Build the engine, run it, hand it over.

Series Trailer

A short introduction to Baby to Graduation and why starting early changes everything.

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Episode 01 — The Why: From Saver to Architect

Why “safe” savings can quietly cost your child a fortune and what to do instead.

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Episode 02 — The Allies: Time & Diversification

Two invisible forces protecting your child’s financial future.

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Episode 03 — The Allies: Compounding & Automation

The forces that turn small steps into extraordinary results.

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Episode 04 — Dangers: Human Behaviour

The hidden forces that can quietly destroy your child’s future.

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Episode 05 — Dangers: Inflation & Fees

Two silent forces quietly eroding your child’s financial future — and how to defend against both.

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Episode 06 — Passive vs Active Investing

The most important investment decision you will make — and why it shapes everything.

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Episode 07 — The Ingredients: Assets, Indexes & Risk

The building blocks of your child’s financial engine — and how to put them together.

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Episode 08 — The Toolkit: ETFs Explained

The pre-arranged basket that carries your ingredients home — and how to choose the right one.

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Episode 09 — The Currency Question

Why the currency behind your basket matters as much as what is inside it.

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Episode 10 — Building the Portfolio: The Recipe

Everything comes together — a real, simple, diversified, low-cost, automated portfolio built for your child’s future.

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Episode 11 — The Tax Layer

Every return exists in a tax environment — and the rules vary by country. Here is the framework for thinking about it.

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Episode 12 — The Platform

The regulatory frameworks, the fee traps, and the five-step decision process for choosing the right platform.

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Episode 13 — The Handover

The finish line. How to prepare your child to receive what you have built — and why this moment is the most powerful financial education you will ever give them.

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